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By Sean Stephens

How do you qualify for a 3% down payment conventional loans?

Did you know that Fannie Mae® and Freddie Mac both have 3% down payment programs! Here is a short video which explains the differences and along with the highlights. Remember, conventional loan 3% down payment programs can be a great alternative to FHA financing, because as of 6/3/13 FHA monthly mortgage insurance is now for […]

By Sean Stephens

Real Estate Marketing Tips: Should You Join A Social Group?

Should you join a social group? There has always been some debate over whether or not social media is really a viable way to generate awareness of brands or services. In fact, one of the most common statements I have heard goes something like this:   “Social media doesn’t generate leads; I’ve never once gotten […]

By Sean Stephens

Part Three: How Your Credit Score Affects Mortgage Qualifying

Series finale: How your credit score affects morgage qualifying. Last week we talked about how the amounts you owe on a credit account can impact your credit score and affect mortgage qualifying. Today, we will wrap up our 3 part credit series by reviewing the last calculating factors of your credit score. Before we begin, […]

By Sean Stephens

What Not “To-Do” During The Mortgage Process

Last week we discussed what you should do during the mortgage process, and now I wanted to follow up with advice of what “Not To-Do” so you can keep your financing headed in the right direction. First off, do not apply for new credit of any kind: It can be common to receive invitations for […]

By Sean Stephens

What Should You Do During The Mortgage Application Process?

What steps should you take during the mortgage application process? When you’re going through the home buying process, how do you know what’s misinformation and what’s not? With everything available, it’s sometimes hard to separate what is right and wrong during the mortgage application process. This short video tip will go over what TO DO in […]

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