Conventional Loans – Understanding the Basics

A conventional mortgage adheres to the guidelines set forth by Frannie Mae® and Freddie Mac.

What are the benefits of a conventional loan?

Maximum loan limits have been increated (CLICK HERE for more details)
Primary Residences up to 97% financing
Second Homes or Vacation properties up to 90% financing
Investment Propertes up to 85% financing
Condo financing subject to additional terms and conditions based on the project
Flexible PMI (Private Mortgage Insurance) options when available
Minimum credit conditions will apply and suficient equity will be required on all programs

Are you interested in a conventional loan?

Family standing in front of a sold sign

Metroplex Mortgage Services is known for our overall mortgage expertise experience and how we help homebuyers walk through the qualifying process step-by-step. Whether it be USDA, VA, FHA, or Conventional loans, just call or email to discuss your scenario and let us show you the "Metroplex" difference.

(800)806-9836 Ext. 280
PreQualify@MPLX.org

If you are in the market for a home, it is important to become pre-qualified. You can get started in less than 5 minutes! Or you may contact us with any questions you may have.

Metroplex Mortgage Services

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Holly Rose Roberts

2018-06-19T22:42:30+0000

Metroplex is the very best! I was in my own home within 2 months, everyone worked so hard for me to make this happen. I am so grateful for company!! My daughter and I now have a place we call home:)

Rob Andrew

2018-06-11T22:19:00+0000

Great Team of professionals. Everyone was polite and knowledgable. They took over where another dropped the ball. They didnt miss a beat. Loan went thru with no hassles and no surprises. Would use them again and recommend them to anyone. Can't thank them enough. Thanks Metroplex!

Sandra Tourjee

2018-06-04T23:10:59+0000

Sean and his whole team were great to work with. Everyone was really nice and very helpful. I would definitely recommend Metroplex services to my family and friends. Thanks for the knowledgeable and friendly service.

June Kovach

2018-05-30T23:34:37+0000

Awesome awesome!! Thank you!!

Patricia Brooks

2018-05-17T00:48:16+0000

Sean and his team at Metroplex are the best. They are knowledgeable, professional and the customer service is outstanding. From my first call to closing we knew we were working with an organization that cares about their customers. If we had questions our calls were returned within a couple of hours. From Sean, Elizabeth, Cheryl and David, they slways went the extra mile for us. From pre-approval to closing was a very positive experience. If you want the best, go with Metroplex, you will be in good hands. They are the best! I recommend them to family, friends and even to the sellers agent of our home. Thank you Metroplex!

Tracy Corley

2018-05-05T16:11:34+0000

Blessed to have found this company. All the staff are on the same page, incredibly knowledgeable and eager to help. I just closed on my dream property! Highly recommend Sean and his well trained staff!!

Linda Adams-Hazellief

2018-03-30T11:13:32+0000

The people at Metroplex are amazing. I never thought that I would be able to own a home, but here I sit in my new home. I'm not good with legal speak and sometimes need things explained and they always took the time to help me understand. They will walk you through every step. I can't thank them enough.

Karen Anne Pause

2018-03-29T19:42:58+0000

Sean and his team exceeded my expectations. They were a wonderful group to work with, keeping me updated every step of the way. A special thanks to MEREDITH BARTH! She was fabulous, kept me in the loop, and went above and beyond to assist in my lending and closing process. I would definitely recommend this company to all of my friends and family. A great team!

Amanda Liscomb

2018-03-29T00:35:15+0000

Sean and his whole team were great to work with. Everyone was really nice and eager to help me with all my questions and never made me feel like I was a burden to them! I would definitely recommend Sean Stephens at Metroplex Mortgage Services to all my family, friends and coworkers!!! Thanks again for everything!

Jeannie Miller

2018-03-04T21:03:20+0000

Sean and his team were very helpful during the whole process. I would recommend Sean to anyone!!

Birkenhead Lee Jon

2018-02-28T05:20:00+0000

Apply for an online cash loan at a 3% low interest rate, we offer business loan, personal loan, and car loan, with out salary transfer, interested customers should kindly message our official email address:cashloan9@yahoo. com

Marjory Richards

2018-02-27T23:13:44+0000

Sean and his metroplex family are the best they put in all the hard work to get me qualify for my beautiful home thanks metroplex

Leishla Marie Concepcion

2018-02-26T20:50:14+0000

I absolutely loved working with the office staff and Sean. I am a 2nd time home buyer and from my previous experience I was a bit nervous to go thru the lending process however sean and his team were very friendly and knowledgeable and always willing to help and guide. Thanks for everything Metroplex!

Nylana Quinco

2018-02-23T23:25:14+0000

excellent service , staff are very helpful every step of the way and they know what they are doing. now a happy homeowner because of metroplex thank you so much.

Melissa Jane O'neil

2018-02-20T12:41:46+0000

This is my third time working with Sean and Metroplex. First as a first time home buyer, then purchasing a new home and more recently for a refinance. Every experience was smooth and virtually stress free. The whole staff really make an effort to get to know you and make it a personal experience. I would use them again in the future!!!

Corey Labrecque

2018-01-30T03:16:43+0000

Sean and his team are by far the best mortgage company you could ever use. As a first time home buyer I was weary about a mortgage company to use and excepted some issues throughout the process. Sean made the process as easy and streamline as possible. His team worked tirelessly to meet a 4 week dead line to close. They worked with my schedule and answered every question I had as soon as I asked. I would go through Metroplex again, and highly recommended this company for any and all home buyers. They are sure to take care of you and go above and beyond all of your expectations. Thank you for everything!

William Laursen

2017-12-21T19:14:46+0000

Everyone at Metroplex was completely amazing right from the start. They handled my pre-qualification to the closing. They were always available to answer any questions that i might have and take care of any concerns that came up. Sean was always available to communicate with loan questions. Everyone at Metroplex treated you like family that actually cared and not like another loan application. Because of our unique situation with the storm Sean and his team went into overdrive to get our loan finalized. Our closing was much earlier than anticipated thanks to the team at Metroplex. I cant imagine this would have happened with any other loan company. I would highly recommend anyone to contact Metroplpex if you are planning on buying a house. I cannot thank them enough for everything.

Adina Sapronetti

2017-12-20T15:15:31+0000

Before looking for homes on the market, we first worked with the Pre-qualification Manager, Elizabeth, to determine our financial status and loan amount, establishing if moving was a feasible option. This process was easy and stress free and actually enjoyable since Elizabeth is so kind. Chatting with Sean was always a delight. He is very knowledgeable, explanatory, and friendly. The team always follow-ups conversations with a detailed email of items discussed and any needed tasks to be done, which was very beneficial! Miranda in Loan Support was just that - very supportive through the entire process - and Cheryl, Loan Processor, always followed through with our questions and concerns. Reflecting on the entire process, we were stressed by closing time but the team kept reassuring us that there was no need and they were correct! We are enjoying our home thanks to the excellent team at Metroplex!

Sean Mallion

2017-12-20T00:35:51+0000

MetroPlex Mortgage without doubt deserves 5 Stars !! Sean Stephens and the Girls in the office were truly amazing ! Always caring and friendly ! They all helped walk me through every step of the home buying process! They all were very thorough . Any questions I had they broke down and answered in timely fashion whether via phone or email ! I felt as though they treated me like family ! I would highly recommend Metroplex to anyone buying a home ! They were always honest and upfront . Never hiding any detail ! Thank you Much Metroplex! Sean M.

Chantelle DeGroff

2017-12-19T21:10:29+0000

I could not be happier with my experience with Metroplex. They helped every step of the way and made going through the home buying process smooth.

Barbara Shuff Fritz

2017-12-01T14:14:52+0000

If you want an excellent experience, knowledge and a snag-free loan process....Sean is your man. His team is second to none. My family is so grateful that we were treated with dignity and respect. Communction was above and beyond all expectations. Hurricane Irma couldn't even tamper with the tanacity of this company.

Kathy McDuffie

2017-11-30T23:24:47+0000

The best place to buy. Really went above and beyond. Would recommend them to anyone of my friends or family. Great people and information you could ask for.

Sue Hossalla Durrwachter

2017-11-30T22:51:06+0000

This is our second time working with Sean and Metroplex. The first was a purchase and last month a refinance, he went over and above to make sure we knew exactly what was going on at all times. The office staff was knowledgeable and very prompt to return a call or email. I would definitely recommend Sean to anyone needing a lender.

Bill Dart

2017-11-30T20:04:54+0000

Sean Stephens, Metrolplex is, in my opinion, a top shelf organization. From pre-approval to closing in less than five weeks, now who could ask for better service? The Metroplex Team answered every question and concern I had. Their coaching and advice was spot on. Even when I was less then receptive. Thank you Sean and Metroplex team. You helped put my mind at ease through the entire process. Anyone looking for help or advice, call Metroplex.

Sadie Watts

2017-10-17T22:21:34+0000

I wish I could give Metroplex more than 5 stars. They have been nothing but a dream. They have so much passion for what they do. Everything was easy to understand, they answer every question so thoroughly, and love their job. I was so impressed that I recieved a congratulations call from the company after closing. It was such a personal touch and made me so happy. Could not recommend Sean and his team with any more confidence than now. Great Job Metroplex

CALL US TOLL FREE
1.800.806.9836

Conventional Loans – Understanding the Basics

What are the benefits of a conventional loan?

Are you interested in a conventional loan?

Get pre-qualified for a conventional loan now!
Questions? Contact us here.

Sean Stephens

Metroplex Mortgage Services

Search The Blog!

Categories

Recent Posts

CALL US TOLL FREE1.800.806.9836

Conventional Loans – Understanding the Basics

What are the benefits of a conventional loan?

Are you interested in a conventional loan?

Get pre-qualified for a conventional loan now!Questions? Contact us here.

Sean Stephens

Metroplex Mortgage Services

Search The Blog!

Categories

Recent Posts

CALL US TOLL FREE
1.800.806.9836

Get pre-qualified for a conventional loan now!
Questions? Contact us here.