Mortgage Loan Types

USDA Loans

USDA Loans

  • 100% Financing
  • Flexibility to finance closing costs?
  • Eligible areas only
  • Income limitations
VA Approved Lender

VA Loans

  • 100% Financing
  • No Mortgage Insurance
  • Can be flexible with previous credit issues

FHA Loans

FHA Loans

  • 3.5% Down Payment
  • Fixed Rates
  • Purchase or Refinance
  • Can be flexible with previous credit issues
  • Manufactured Homes are eligible
Conventional Loans

Conventional Loans

  • Lower Rates
  • Fixed & ARM programs
  • Second Homes
  • Investment Properties
  • Variety of loan programs
  • No Mortgage Insurance with 20% down payment